{"id":7660,"date":"2014-08-20T13:06:26","date_gmt":"2014-08-20T12:06:26","guid":{"rendered":"http:\/\/vardforetagarbloggen.almegabloggar.se\/?p=1115"},"modified":"2018-03-02T08:29:18","modified_gmt":"2018-03-02T07:29:18","slug":"sma-vardforetag-byggs-pa-eget-kapital","status":"publish","type":"post","link":"https:\/\/www.vardforetagarna.se\/2014\/08\/sma-vardforetag-byggs-pa-eget-kapital\/","title":{"rendered":"Sm\u00e5 v\u00e5rd&shy;f\u00f6retag byggs p\u00e5 eget kapital"},"content":{"rendered":"\n<p class=\"intro\">\n<p>Expertgruppen f\u00f6r studier i offentlig ekonomi (ESO) publicerade ig\u00e5r rapporten <a href=\"http:\/\/eso.expertgrupp.se\/wp-content\/uploads\/2014\/07\/2014_4-Kapital-p\u00e5-krita.pdf\"><em>Kapital p\u00e5 krita? En ESO-rapport om f\u00f6retagandets finansiering<\/em><\/a> av ekonomie doktor Anders Bornefalk. Huvudresultaten presenterades p\u00e5 <a href=\"http:\/\/www.svd.se\/opinion\/brannpunkt\/foretagande-ska-inte-bara-vara-for-rika_3831908.svd\">SvD Br\u00e4nnpunkt <\/a>och handlar om att f\u00f6retagens m\u00f6jligheter att f\u00e5 bankl\u00e5n har f\u00f6rs\u00e4mrats sedan finanskrisen, vilket medf\u00f6rt kapitalf\u00f6rs\u00f6rjningsproblem f\u00f6r fr\u00e4mst mindre och nystartade f\u00f6retag. Detta \u00e4r ett problem inte minst inom v\u00e5rdsektorn. Rapporten inneh\u00e5ller \u00e4ven resultat som borde leda till eftertanke f\u00f6r alla vinstf\u00f6rbudsivrare.<\/p>\n<p><!--more-->ESO-rapporten pekar p\u00e5 att sm\u00e5, nystartade f\u00f6retag inom h\u00e4lsa och utbildning, i h\u00f6gre utstr\u00e4ckning \u00e4n andra \u00e4r tvungna att satsa egna privata pengar i sin verksamhet, ist\u00e4llet f\u00f6r att l\u00e5na. Tabellen fr\u00e5n sidan 88 visar att sm\u00e5 v\u00e5rdf\u00f6retag i mycket liten utstr\u00e4ckning har, eller f\u00e5r, bankl\u00e5n.<\/p>\n<p><a href=\"http:\/\/blogg.almega.se\/vardforetagarna\/wp-content\/uploads\/sites\/7\/2014\/08\/diagram-kapital-p\u00e5-krita.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-1116\" src=\"http:\/\/blogg.almega.se\/vardforetagarna\/wp-content\/uploads\/sites\/7\/2014\/08\/diagram-kapital-p\u00e5-krita-420x341.jpg\" alt=\"diagram kapital p\u00e5 krita\" width=\"420\" height=\"341\" \/><\/a><\/p>\n<p>V\u00e5rdf\u00f6retagare \u00e4r ofta tvungna att ta personliga l\u00e5n med den egna bostaden som s\u00e4kerhet f\u00f6r att f\u00e5 ihop tillr\u00e4ckligt med pengar f\u00f6r att kunna starta sitt hemtj\u00e4nstf\u00f6retag eller sin v\u00e5rdcentral. Detta st\u00e5r i tydlig kontrast till retoriken om \u201dfri dragningsr\u00e4tt p\u00e5 skattebetalarnas pengar\u201d.<\/p>\n<p>I dag \u00e4r nio av tio v\u00e5rdf\u00f6retag \u00e4r riktigt sm\u00e5. M\u00e5nga har startat sin verksamhet i samband med att valfrihetssystemen utvecklats i kommuner och landsting. Det \u00e4r dessa sm\u00e5f\u00f6retag som de politiker som vill f\u00f6rbjuda vinstutdelning i v\u00e5rd och omsorg skulle sl\u00e5 undan benen p\u00e5 om deras f\u00f6rslag blev verklighet.<\/p>\n<p>Det \u00e4r vanligt att sm\u00e5f\u00f6retagare h\u00e5ller tillbaka l\u00f6n och utdelning under uppbyggnadsskedet. Bornefalk pekar p\u00e5 detta och h\u00e4nvisar till forskning (F\u00f6lster 2012) som visar att det \u00e4r sv\u00e5rt f\u00f6r nystartade f\u00f6retag att f\u00e5 en genomsnittlig l\u00f6nsamhet och att m\u00e5nga f\u00f6retagare d\u00e4rf\u00f6r m\u00e5ste h\u00e5lla nere de egna utdelningarna och l\u00f6nerna. I ett s\u00e5dant fall blir det sj\u00e4lvklart viktigt att kunna dela ut vinst i ett senare skede, inte minst f\u00f6r att kunna betala tillbaka p\u00e5 personliga l\u00e5n som man varit tvungen att ta.<\/p>\n<p>Mot bakgrund av detta \u00e4r det magstarkt av Jonas Sj\u00f6stedt m.fl. som vill\u00a0kraftigt begr\u00e4nsa eller helt stoppa\u00a0m\u00f6jligheten till vinstutdelning. Hur skulle ett s\u00e5dant f\u00f6rslag hj\u00e4lpa alla de kvinnor som bel\u00e5nar huset i ett f\u00f6rs\u00f6k att f\u00f6rverkliga sin dr\u00f6m?<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Expertgruppen f\u00f6r studier i offentlig ekonomi (ESO) publicerade ig\u00e5r rapporten Kapital p\u00e5 krita? En ESO-rapport om f\u00f6retagandets finansiering av ekonomie doktor Anders Bornefalk. Huvudresultaten presenterades p\u00e5 SvD Br\u00e4nnpunkt och handlar om att f\u00f6retagens m\u00f6jligheter att &hellip;<\/p>\n","protected":false},"author":123,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"article_type":[14],"agreement":[],"for-members":[],"class_list":["post-7660","post","type-post","status-publish","format-standard","hentry","category-okategoriserade","type-blogginlagg"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Sm\u00e5 v\u00e5rdf\u00f6retag byggs p\u00e5 eget kapital - V\u00e5rdf\u00f6retagarna<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.vardforetagarna.se\/2014\/08\/sma-vardforetag-byggs-pa-eget-kapital\/\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Sm\u00e5 v\u00e5rdf\u00f6retag byggs p\u00e5 eget kapital - V\u00e5rdf\u00f6retagarna\" \/>\n<meta property=\"og:description\" content=\"Expertgruppen f\u00f6r studier i offentlig ekonomi (ESO) publicerade ig\u00e5r rapporten Kapital p\u00e5 krita? En ESO-rapport om f\u00f6retagandets finansiering av ekonomie doktor Anders Bornefalk. Huvudresultaten presenterades p\u00e5 SvD Br\u00e4nnpunkt och handlar om att f\u00f6retagens m\u00f6jligheter att &hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.vardforetagarna.se\/2014\/08\/sma-vardforetag-byggs-pa-eget-kapital\/\" \/>\n<meta property=\"og:site_name\" content=\"V\u00e5rdf\u00f6retagarna\" \/>\n<meta property=\"article:published_time\" content=\"2014-08-20T12:06:26+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-03-02T07:29:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.vardforetagarna.se\/app\/uploads\/sites\/3\/2020\/12\/vardforetagarna-share-logo.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"H\u00e5kan Tenelius\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Skriven av\" \/>\n\t<meta name=\"twitter:data1\" content=\"H\u00e5kan Tenelius\" \/>\n\t<meta name=\"twitter:label2\" content=\"Ber\u00e4knad l\u00e4stid\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minuter\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Sm\u00e5 v\u00e5rdf\u00f6retag byggs p\u00e5 eget kapital - V\u00e5rdf\u00f6retagarna","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.vardforetagarna.se\/2014\/08\/sma-vardforetag-byggs-pa-eget-kapital\/","og_locale":"sv_SE","og_type":"article","og_title":"Sm\u00e5 v\u00e5rdf\u00f6retag byggs p\u00e5 eget kapital - V\u00e5rdf\u00f6retagarna","og_description":"Expertgruppen f\u00f6r studier i offentlig ekonomi (ESO) publicerade ig\u00e5r rapporten Kapital p\u00e5 krita? En ESO-rapport om f\u00f6retagandets finansiering av ekonomie doktor Anders Bornefalk. Huvudresultaten presenterades p\u00e5 SvD Br\u00e4nnpunkt och handlar om att f\u00f6retagens m\u00f6jligheter att &hellip;","og_url":"https:\/\/www.vardforetagarna.se\/2014\/08\/sma-vardforetag-byggs-pa-eget-kapital\/","og_site_name":"V\u00e5rdf\u00f6retagarna","article_published_time":"2014-08-20T12:06:26+00:00","article_modified_time":"2018-03-02T07:29:18+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/www.vardforetagarna.se\/app\/uploads\/sites\/3\/2020\/12\/vardforetagarna-share-logo.png","type":"image\/png"}],"author":"H\u00e5kan Tenelius","twitter_card":"summary_large_image","twitter_misc":{"Skriven av":"H\u00e5kan Tenelius","Ber\u00e4knad l\u00e4stid":"2 minuter"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.vardforetagarna.se\/2014\/08\/sma-vardforetag-byggs-pa-eget-kapital\/#article","isPartOf":{"@id":"https:\/\/www.vardforetagarna.se\/2014\/08\/sma-vardforetag-byggs-pa-eget-kapital\/"},"author":{"name":"H\u00e5kan Tenelius","@id":"https:\/\/www.vardforetagarna.se\/#\/schema\/person\/de2120afe71fb528f5c8a99ee929d25f"},"headline":"Sm\u00e5 v\u00e5rd&shy;f\u00f6retag byggs p\u00e5 eget kapital","datePublished":"2014-08-20T12:06:26+00:00","dateModified":"2018-03-02T07:29:18+00:00","mainEntityOfPage":{"@id":"https:\/\/www.vardforetagarna.se\/2014\/08\/sma-vardforetag-byggs-pa-eget-kapital\/"},"wordCount":423,"commentCount":0,"publisher":{"@id":"https:\/\/www.vardforetagarna.se\/#organization"},"inLanguage":"sv-SE","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.vardforetagarna.se\/2014\/08\/sma-vardforetag-byggs-pa-eget-kapital\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.vardforetagarna.se\/2014\/08\/sma-vardforetag-byggs-pa-eget-kapital\/","url":"https:\/\/www.vardforetagarna.se\/2014\/08\/sma-vardforetag-byggs-pa-eget-kapital\/","name":"Sm\u00e5 v\u00e5rdf\u00f6retag byggs p\u00e5 eget kapital - 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